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	<title>Realty by JoElla: Serving the Clark Co. WA Real Estate Market &#187; Financing</title>
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		<title>Realty by JoElla: Serving the Clark Co. WA Real Estate Market &#187; Financing</title>
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		<item>
		<title>Time is ticking on&#8230;</title>
		<link>http://byjoella.wordpress.com/2009/08/06/time-is-ticking-on/</link>
		<comments>http://byjoella.wordpress.com/2009/08/06/time-is-ticking-on/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 15:59:59 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Attitude]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[SW Washington]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=397</guid>
		<description><![CDATA[There&#8217;s an urgency in the air. If you&#8217;re keeping up with the real estate market at all, you know that time is running out to get in on the $8000 income tax credit.
The closer we get to the deadline, the less time a buyer has to close a deal in time. Lenders are getting busy, they [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=397&subd=byjoella&ref=&feed=1" />]]></description>
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			<media:title type="html">byjoella</media:title>
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		<title>Down Payment Help&#8230;</title>
		<link>http://byjoella.wordpress.com/2009/06/20/down-payment-help/</link>
		<comments>http://byjoella.wordpress.com/2009/06/20/down-payment-help/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 15:28:57 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Home Ownership]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=365</guid>
		<description><![CDATA[Different states have programs for down payment assistance.  For the state of Washington, check out Washington State Housing Finance Commission.
For people who live in other states, check out HUD&#8217;s site at Local Home Buying Programs.
Click here for info about the First-Time Home Buyer Tax Credit.
Posted in Buyers, Real Estate Tagged: dream, Financing, Home Buying, Home [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=365&subd=byjoella&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">byjoella</media:title>
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		<title>Why Take Chances?</title>
		<link>http://byjoella.wordpress.com/2009/06/01/why-take-chances/</link>
		<comments>http://byjoella.wordpress.com/2009/06/01/why-take-chances/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 17:58:23 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=355</guid>
		<description><![CDATA[I heard a couple say that it frustrates them when agents hoard information to control them. Apparently, this particular couple ran into an agent that didn&#8217;t tell them about the availability of a loan program that could save them money because the agent didn&#8217;t have homes to sell in the area the loans were offered. On top [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=355&subd=byjoella&ref=&feed=1" />]]></description>
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		<title>Down Payment Help is On The Way&#8230;</title>
		<link>http://byjoella.wordpress.com/2009/05/29/down-payment-help-is-on-the-way/</link>
		<comments>http://byjoella.wordpress.com/2009/05/29/down-payment-help-is-on-the-way/#comments</comments>
		<pubDate>Fri, 29 May 2009 20:17:47 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=353</guid>
		<description><![CDATA[It appears down payment help is officially on the way for first time buyers!
It was announced that the Federal Housing Administration (FHA) will allow homebuyers to apply the new $8,000 first-time homebuyer tax credit toward the purchase costs of a FHA-insured home. The goal of the new FHA plan is to help stimulate home sales [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=353&subd=byjoella&ref=&feed=1" />]]></description>
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			<media:title type="html">byjoella</media:title>
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		<title>Despite Market Reports&#8230;</title>
		<link>http://byjoella.wordpress.com/2009/05/29/despite-market-reports/</link>
		<comments>http://byjoella.wordpress.com/2009/05/29/despite-market-reports/#comments</comments>
		<pubDate>Fri, 29 May 2009 16:12:58 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=345</guid>
		<description><![CDATA[Despite what the media is reporting about the real estate market, homes are getting offers!
There are a lot of homes on the market that already have offers (some multiple offers) pending bank approval. While these short sale homes sit in line waiting (sometimes up to 6 months) to get approved or rejected by the bank, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=345&subd=byjoella&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">byjoella</media:title>
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		<item>
		<title>Rumors&#8230;</title>
		<link>http://byjoella.wordpress.com/2009/05/21/rumors/</link>
		<comments>http://byjoella.wordpress.com/2009/05/21/rumors/#comments</comments>
		<pubDate>Thu, 21 May 2009 04:13:44 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=334</guid>
		<description><![CDATA[The information out there is confusing. I&#8217;ve read you can and you can&#8217;t use the $8000 tax credit as a down payment when buying a house.
I recommend a buyer talk to their trusted lender to find out what programs are available to buy a home. Most likely, if it sounds too good to be true, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=334&subd=byjoella&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://byjoella.wordpress.com/2009/05/21/rumors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">byjoella</media:title>
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		<title>Big Improvement to First-Time Buyer Tax Credit Proposed</title>
		<link>http://byjoella.wordpress.com/2009/05/18/big-improvement-to-first-time-buyer-tax-credit-proposed/</link>
		<comments>http://byjoella.wordpress.com/2009/05/18/big-improvement-to-first-time-buyer-tax-credit-proposed/#comments</comments>
		<pubDate>Mon, 18 May 2009 15:08:32 +0000</pubDate>
		<dc:creator>byjoella</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://byjoella.wordpress.com/?p=321</guid>
		<description><![CDATA[According to the National Association of Realtors:
Shaun Donovan, secretary of the U.S. Department of  Housing and Urban Development, on Tuesday, May 12, 2009, said that the Federal Housing  Administration is going to permit its lenders to allow home buyers to use the  $8,000 tax credit as a down payment.
Previously, most buyers wouldn&#8217;t [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=byjoella.wordpress.com&blog=1798196&post=321&subd=byjoella&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://byjoella.wordpress.com/2009/05/18/big-improvement-to-first-time-buyer-tax-credit-proposed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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