Goals

Moved to a self hosted site…

I couldn’t justify paying WP to host my blog when I can self host via a domain I’ve owned since 2007. That said, I’ll refer to this WP site for my blog archives.

Visit: byjoella.com

I have so many exciting plans for the future; I’m super excited!!!

Keep Dreaming…

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Goals

Working on updating…

I’m in the process of revamping my sites, and stepping into my dreams.

 

Business · change

More change…

Time has flown by and business is good. I had to reduce my services due to time restraints. I’m all about taking advantage of FREE internet marketing tools and FREE social networking.

Business · Marketing

Business Changes…

Realty by JoElla (of Better Properties Brokerage) Announcement:  I have accepted a Realty Specialist position with the Dept. of Veterans Affairs which required me to inactivate my real estate broker license to avoid conflicts of interest. This is a bitter sweet move, because I love shopping for real estate for my clients, but this new opportunity was too great to pass up! I want to thank all my clients for trusting me to help them attain their home ownership dreams!!!

Real Estate

New Real Estate Tax Fact or Fiction?

Have you heard the rumor that a new real estate sales tax was created to help fund the health care plan targeting high wage earners?

Turns out this rumor has just enough truth in it to create chaos. Reality is the majority of people won’t be effected by it, including some high wage earners.

The new “Medicare tax” will affect real estate sellers who would already be taxed on capital gains under current tax laws. It adds to the current capital gains tax IF your adjusted gross income is over $200,000 / $250,000 (filing individually or jointly). If you sell your primary residence, you still have your existing capital gains tax exemption. (So far they haven’t taken that away from us.) For those selling second homes and investment properties, the tax will only be applied to the amount of gain realized.

Click here to read The National Association of Realtors FAQ on this rumor.

Buyers · dream · Real Estate

Dreaming of Home Ownership?

I’ve heard several media reports that right now it is better to rent than to own in many areas, including the Pacific NW.

I struggle with this information for the following reasons…

  • Interest rates are LOW right now. Why risk rates going up in the future?
  • Home prices are low. If you have time to play the short sale waiting game, there are some excellent short sale deals on the market right NOW!
  • Rent is not fixed. Rent may be low today, but remember a landlord CAN increase your rent in the future.

Ask yourself…

  1. Who really benefits when investors buy up all the short sales?
  2. Have you considered the fact that overall home prices go up when investors buy, fix and sell homes for a profit?
  3. Why should I let investors buy houses at a low price so they can turn around and rent them to me for a profit?

If you’re worried about unexpected home repairs that come with home ownership vs. the convenience of calling a landlord to fix things, consider buying a Home Warranty when you purchase your home. A Home Warranty typically covers systems (heating, plumbing, electrical) and appliances within a home. Structural issues (walls, floors, windows, roof) typically are not covered with a Home Warranty.

Don’t let investors buy your dream home!

Remember, there are tax advantages to home ownership for the owner occupied buyer (you) and the investor.

I recommend investing in your own dream home NOW!

Contrary to what many believe, home ARE selling fast. Start shopping the home market today…

Start DREAMING Today!